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What is an Earn Out Payment?

An Earn Out Payment is additional future compensation paid to the owner(s) of a business after it is sold. The terms and conditions that yield an earn out payment are contained in an Earn Out...

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Dry Powder Definition

The term “dry powder” is financial slang and refers to a company’s or investor’s highly liquid securities which are kept on hand to finance future obligations, purchase assets, or invest in...

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Enterprise Value

Enterprise Value, also sometimes called “EV,” is a measure of a company’s total business value. EV is the theoretical price for a company if it were to be bought, and because EV accounts for a...

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FF&E

Furniture, fixtures, and equipment (or FF&E) is an accounting term used in the process of valuing, liquidating, or selling a company or building. FF&E refers to any fixture, piece of...

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Working Capital vs. Change in Working Capital

There is a significant difference between “working capital” and “change in working capital.” Working capital is a snapshot of a moment in time which measures the level of assets a business has...

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SDCF – Seller’s Discretionary Cash Flow

Seller’s Discretionary Cash Flow (SDCF), also sometimes referred to as seller’s discretionary income (SDI) or seller’s discretionary earnings (SDE), is a computation often used when valuing a small or...

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EBITDA Valuation

EBITDA Valuation is an industry multiple or ratio method that is used commonly to determine the Enterprise Value of a company operating in the lower-middle or middle market.  It differs from the...

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Amortization of Goodwill

Goodwill is defined as an intangible asset that is created as the result of an acquisition of one company by another, at a premium price over its fair market value. The willingness of a buyer to pay a...

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Business For Sale Failed — Latest Forbes Blog Post

Deciding to put your business on the market is a difficult and often lengthy process.  Most business owners take years to reach a point where they agree to even consider selling their business.  So...

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Business Value

The term business value is a broad term that refers to any form of business valuation which determines the financial health and potential of a company. While a purchase or selling price is simply an...

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Deal Structure

In any business acquisition, a deal structure must be formed to specify the financial terms, conditions, and process for successfully completing the transaction. The deal structure outlines a set of...

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Business Goodwill

Business goodwill is defined as an intangible asset that increases a business’s value above and beyond its current market value. Business goodwill arises when one company is acquired by another at a...

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Seller Note

A seller’s note receivable is an alternative form of business capital.  This type of debt financing is often used in small business acquisitions, where the seller agrees to accept a portion of the...

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Discount for Lack of Marketability

The Discount for Lack of Marketability, or DLOM, is a discount applied to a company’s value when an ownership interest cannot be converted to cash quickly, and free of excessive expenses. Companies...

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Discount Rate

The discount rate can be defined in several ways. For purposes of this post, the discount rate will be defined as it relates to small and medium sized businesses (SMBs) and the Discounted Cash Flow...

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Net Equity Value

Net equity value is the fair market value of a business’s assets minus its liabilities. The net equity value is used to determine a business’s net worth – or the funds that would be left over and...

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MVIC (Market Value of Invested Capital)

What is Invested Capital? MVIC (Market Value of Invested Capital) is the amount of money raised by issuing securities to shareholders and bondholders, and typically includes total debt and any capital...

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Book Value

Book Value is defined as the total value of a company if it were to liquidate its assets and pay back its liabilities, or the value of the company according to the financial statement. Book value is...

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Business Risks in Your Relationships

How could there be business risks in your relationships?  For most business owners who’ve started a business from scratch, the notion of regarding as risky the many positive relationships they’ve...

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EBITDA Margin and Adjusted EBITDA Margin

EBITDA Margin and Adjusted EBITDA Margin are similar measurements used by business owners and others who value businesses for sale.  Let’s break down the two terms to help your understand which...

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